规则更新的来龙去脉
从开放愿景到合规围栏
Stripe把自身定位为“经济基础设施”，希望让大小商家都能更容易收款与获取金融服务，并公开强调不因政治观点而限制接入。这是一个有吸引力的愿景，路灯式的普惠承诺，也是一种企业自我约束的宣言。
现实却是：合规先行。平台必须遵守金融法律、卡组织与银行伙伴的规则。这一前提直接划定了边界，也解释了为何有些业务“即便想支持，也不能支持”。
最近一轮规则更新，新增了印尼的国家特定限制条目，同时对巴西、日本、马来西亚、墨西哥、新加坡、印度和泰国的本地禁止条款进行了调整，并补充了Stripe Capital的限制与禁止清单。信息的颗粒度提升了，但门槛也被标注得更清晰。
门槛更清晰，也意味着更多排除。
合规的非中立性与平台取舍
平台强调不做言论仲裁，但“合规”不是价值空洞的中性词。被纳入禁止或受限的范围，往往体现了法律与商业风险的叠加判断：既有硬性法规，也有合作方的容忍度，还有平台自身的风险偏好。
例如，对俄罗斯相关的服务输出与商品交易在不同法域下被直接禁用；成人内容被整体列入禁止，且包含“满足前述标准的AI生成内容”；内容平台需要预审并持续监控。这些选择并非价值悬空，而是清晰的取舍。
取舍就是立场。
禁止与高风险版图
制裁外溢与地域差异
高风险法域与高风险人物被列为绝对禁区：古巴、伊朗、朝鲜、叙利亚，以及克里米亚、顿涅茨克、卢甘斯克等地区；同时，受美国、英国、欧盟、联合国清单限制的个人或实体亦在内。对俄罗斯的限制更具细项化：在欧盟与英国，广告、审计、法律顾问等服务被禁止；会计、咨询、IT与云、量子计算等服务亦被列为禁区。
这不仅是“禁”，还是可执行的路径图。制裁的域外效力，穿透了业务设计。
禁止清单的逻辑与执法灰区
禁止类目覆盖违法产品与服务、成人服务、身份造假、武器爆炸物、侵权盗版、特定法律服务与信贷服务、赌博与抽奖、欺骗与不当营销、旅行中的特定行业、以及与加密相关的某些活动（如挖矿与质押、ICO、二级NFT销售）。还有一个关键锚点：游戏“技能竞赛”只要涉及奖品或物质奖励，也一并禁止。
“代表性而非穷尽”的表述，留出了执法弹性。“任何Stripe认为对消费者不公平、欺骗或掠夺”的兜底条款则赋予平台最终裁量。这既是风险控制手段，也带来了不确定性。
不确定性就是成本。
灰区压力测试
AI生成成人内容与技术中立神话
文件明确写入：满足前述标准的人工智能生成成人内容同样被禁止。技术路径无法绕开规范，算法不构成免责。对平台而言，识别与取证本身就是挑战：来源、意图与“满足标准”的界定，都需要监控与审核链条支撑。
技术中立并不存在。只有责任链条。
技能竞赛的准赌博化与监管尺度
“技能游戏”的一刀切禁令，覆盖了视频游戏与移动游戏的锦标赛、卡牌与桌游比赛，只要有物质奖励即被纳入。这在合规层面消除了“技巧vs运气”的模糊空间，但也将电子竞技类商业化路径压缩到极窄。连“收取参赛费并承诺奖品”的商业模式都被明示排除。
尺度选择清晰，但牺牲了细分创新。边界易懂，代价不小。
受限业务的预审治理
创作者经济的连带责任与平台监控
内容创作平台被列为受限：只要允许创作者收取内容相关打赏或售卖数字商品，就需要额外尽调与预先批准。即便个体创作者在获批平台上运营，也要遵守整体禁止清单，并接受平台监控。批准可被随时修改或撤销。
这意味着“创作自由”转化为“合规连带”。平台必须把风控嵌入产品与结算层面，创作者则承担可预见的变更风险。
加密与NFT的选择性开放与区域差
加密交易所与钱包属于“有限可用”，且严格按地区开放；一手NFT铸造与销售被纳入受限，但二级销售直接列为禁止。存量价值转移被重点防范，增量发行被谨慎观察。再叠加国家特定的清单差异，跨境加密业务更像是“分区供电”，而非通用接入。
选择性开放，强调事前许可与可撤销性。
按司法辖区差异化治理
印度与日本的敏感项与政策信号
印度的本地禁止清单格外长：从约会与配对服务，到慈善组织、非营利组织、宗教组织、游说团体；再到贵金属、货币兑换、现金携带、保险自保公司、信托服务提供者、未许可金融机构，甚至跨境珠宝销售、博彩设备都在内。这是一揽子对资金流向、社会动员与高风险金融活动的收缩。
日本则对“咨询与建议类”设定了细密边界：涉及线上游戏或赌博获利的咨询、金融投资或加密交易如何盈利的指导、代发与转卖业务建议等都被限制；还要求站点必须提供《特定商取引法》所需的“商业披露”页面，并对私人募捐、侦探保护等行业设禁。这是对消费者保护与反欺诈的制度化落点。
两国路径不同，信号一致：对资金与认知风险的前置干预。
东南亚市场的性与金融双红线
印尼采用“禁止/受限”二分：酒类、保险、直播与股票直播、朝觐套餐、贵金属与珠宝、特定认证产品、预包装食品与化妆品等被纳入受限。新加坡与马来西亚对性用品类有明确禁止。泰国则更为严格：酒类、约会服务、慈善、占卜、侦探、分时度假、车辆与新车销售等被列为禁止，食品化妆品、酒店旅行等则为受限。
性与金融，是共同的红线。宗教与文化因素交织其间。
产品规则的内置偏好
Issuing的消费者用途与跨境限制
Issuing被框定在企业用途：禁止将卡用于个人、家庭或家用场景，禁止以此发放工资或以消费者资金驱动支付。注册地、实控人地址与业务所在地必须一致，卡片主要在同一法域内使用。未经许可不得将Issuing用作自有资金的授信工具；“滥用”包括大规模免费试用与热门商品倒卖。连续12个月无活动则自动关闭账户。平台场景必须走Connect集成。
这是一种产品层面的偏好：服务企业支出管理，规避跨境与消费金融风险。
Capital的行业排斥与融资可得性
Stripe Capital对非营利机构不开放，对投机类、博彩类与宗教机构拒绝提供。政府与公用事业或有额外限制。融资即风控的外化，排除法定高风险行业，降低坏账与声誉成本。
被排除者的融资可得性，进一步受限。可接受的风险，写在条款里。
实际影响与透明度缺口
中小企业与平台的合规成本与申诉困境
对中小企业来说，额外尽调与资质证明意味着前期现金流与时间成本；批准的可撤销性意味着经营稳定性被平台风险阈值所左右。跨境收单限制与卡组织监控规则的规避义务，也抬高了合规门槛。文件提供了“可联系”渠道，但缺少结构化申诉流程、时限与举证标准的公开说明。
申诉需要路径。更需要预期。
动态更新与纠偏机制的不足
规则“代表性而非穷尽”，再加上按国别动态调整，真实的运营风险更像“移动靶”。页面披露了更新点与时间，但对每次变更的具体条款差异、对存量商户的过渡安排，并未详列。没有清晰的纠偏机制，只有合规后果。
不透明，滋生不确定。
跨境合规的行动清单
业务设计与风险控制要点
– 逐国梳理接入资格：对高风险法域与受制裁对象实施硬性屏蔽，保留证据链。
– 设计内容与交易监控：成人、赌博、技能竞赛、政府服务、身份服务、侵权、欺骗性营销等建立词典与场景检测，必要时引入人工复核。
– 对创作者平台，建立实名、黑白名单、结算冻结与撤销机制，保留可追溯记录。
– 加密与NFT坚持白名单制：一手发行可控、二级交易外部化，严格地区开关。
– Issuing遵守同域原则：注册地、实控人地址与使用地一致，避免“跨境卡”用法；平台场景使用Connect。
– 明确贷款与授信边界：无牌不授信，营销物料与用户流程接受合规审阅。
– 规划多供应商冗余：为被动断连预留支付与结算替代通道。
– 建立变更响应：订阅规则更新，设立“合规变更–业务影响”评审例会与回滚方案。
– 申诉准备：形成标准化说明、证据包与联系人清单，记录处理时效。
– 用户沟通：对敏感品类给出可视化合规指引与被拒原因模板，降低误伤。
最后一句话：风险优先，合规先于增长。
平台在规则中表达了明确的线与面：绝对禁止的底线，高风险与受限的弹性空间，产品层面的嵌入式偏好，以及按国别差异化的颗粒治理。对商家而言，真正需要面对的不是“是否合规”，而是“何时、以何种代价、在多大不确定性下合规”。
合规并非附加项，而是架构性约束。越早承认这一点，代价越低。
—————————————————————————————————-
我们将原始文件制作成中英文对照，方便读者查阅，也可用作双语学习和教学素材。
特别提醒：原文和中文在Stripe官网都可查到。
| English | 中文 |
| Prohibited and Restricted Businesses | 禁止和限制的业务 |
| Last updated: 2025-07-08 | 最近更新：2025年7月8日 |
| We’ve made important updates to the list of restricted and prohibited businesses. | 我们对限制和禁止的业务名单进行了重要更新。 |
| Here’s what you need to know: | 以下是您需要了解的内容： |
| A new section outlining country-specific restrictions and prohibitions for Indonesia has been added. | 新增了一个章节，概述了针对印度尼西亚的特定国家限制和禁令。 |
| Several local prohibitions in Brazil, Japan, Malaysia, Mexico, Singapore, India, and Thailand have also been updated. | 巴西、日本、马来西亚、墨西哥、新加坡、印度和泰国的一些地方禁令也已更新。 |
| Additionally, we’ve introduced a new section detailing restrictions and prohibitions for Stripe Capital products. | 此外，我们还引入了一个新部分，详细说明Stripe Capital产品的限制和禁令。 |
| Please note that there have been no further changes since the February 2025 update. | 请注意，自2025年2月更新以来，没有进一步的变化。 |
| Why this page exists | 此页面存在的原因 |
| Stripe builds economic infrastructure for the internet that enables businesses to accept payments and access other financial services. | Stripe构建面向互联网的经济基础设施，使商家能够接受付款并获得其他金融服务。 |
| We want to make it easier for businesses of all kinds—from large enterprises to small businesses—to start, run, and grow. | 我们希望帮助各类商家—从大型企业到小型商家—更轻松地启动、运营和发展业务。 |
| We aim for our platform to be broadly accessible, just like other forms of infrastructure, such as roads or telecommunications networks. | 我们的目标是让我们的平台像道路或电信网络等其他形式的基础设施一样，具有广泛的可及性。 |
| Crucially, in the area of political expression, we want to avoid becoming an arbiter of what speech is legitimate. | 最重要的是，在政治表达方面，我们不希望成为判定言论是否合法的仲裁者。 |
| At Stripe, we do not restrict access to our services based on political viewpoints or affiliation. | Stripe不会基于政治观点或政治立场限制用户使用我们的服务。 |
| As a financial services company, we have to adhere to financial laws and regulations, as well as rules and policies set by our financial partners, such as card networks and banking partners. | 作为一家金融服务公司，我们必须遵守金融法律法规以及我们的金融合作伙伴（如银行卡组织和银行合作伙伴）制定的规则和政策。 |
| This means we aren’t able to support some businesses, even if we might desire to do so. | 这意味着我们无法支持某些业务，即使我们可能希望这样做。 |
| For more information about why we can’t work with every business, please see this article about our business limitations. | 有关我们无法与所有业务合作的原因，请参阅本文中我们的业务限制部分。 |
| How to use this page | 如何使用本页面 |
| This page provides information on the types of businesses, products, and industries that can’t use Stripe’s services. | 本页提供了无法使用Stripe服务的商家、产品和行业类型的信息。 |
| To use Stripe’s services, you must remain compliant with these rules and restrictions. | 要使用Stripe的服务，您必须遵守这些规则和限制。 |
| For more information about why we can’t work with every business, please see this article about our business limitations. | 关于为什么我们不能与每个商家合作的更多信息，请参见这篇关于我们的业务限制的文章。 |
| High-risk jurisdictions and persons | 高风险管辖区和人员 |
| Prohibited businesses | 禁止的业务 |
| Industries that can’t use Stripe, and products Stripe doesn’t support. | 不能使用Stripe的行业，以及Stripe不支持的产品。 |
| Restricted businesses | 限制的业务 |
| Industries and products that require additional due diligence. | 需要额外尽职调查的行业和产品。 |
| Jurisdiction-specific prohibited businesses | 特定管辖区禁止的业务 |
| Countries that have specific prohibitions. | 有具体禁令的国家/地区。 |
| Prohibited uses of Stripe products | 禁止使用Stripe的产品 |
| Stripe may never be used for certain activities, regardless of the industry. | 无论在哪个行业，都不能用Stripe进行某些活动。 |
| Prohibitions for Stripe Issuing products | 禁止使用Stripe Issuing产品 |
| Prohibitions related to the use of issuing products. | 与Issuing产品的使用相关的禁令 |
| Stripe Capital restricted business types | Stripe Capital受限业务类型 |
| Restricted businesses for Stripe Capital Products | Stripe Capital产品的受限业务 |
| If you have questions about prohibited and restricted businesses, you can contact us. | 如果对禁止和限制的业务有任何疑问，您可以联系我们。 |
| High-Risk Jurisdictions and Persons | 高风险管辖区和人员 |
| Use of Stripe’s services for any dealings, engagement, or sale of goods or services either directly or indirectly with the following are prohibited: | 禁止使用Stripe的服务直接或间接与以下人员进行货物或服务的任何交易、约定或销售： |
| High-risk jurisdictions | 高风险管辖区 |
| Persons located in, resident in, or a citizen of, or products or services originating from jurisdictions that Stripe has determined for various reasons, including legal, contractual, and commercial reasons, to be prohibited, including, Cuba, Iran, North Korea, and Syria, and the Crimea, Donetsk, and Luhansk regions. | Stripe出于各种原因（包括法律、合同和商业原因）决定禁止的管辖区内的个人、居民、公民或产品或服务，包括古巴、伊朗、朝鲜、叙利亚以及克里米亚、顿涅茨克和卢甘斯克地区。 |
| High-risk persons | 高风险人员 |
| Persons Stripe has determined for various reasons, including legal, contractual, and commercial reasons, to be prohibited, such as those individuals or entities named to a restricted person or party list of, or otherwise restricted by, the United States, United Kingdom, European Union, or United Nations, including the sanctions maintained by the US Office of Foreign Assets Control or the Denied Persons List or Entity List maintained by the US Department of Commerce. | Stripe出于各种原因（包括法律、合同和商业原因）决定禁止的个人或实体，例如美国、英国、欧盟或联合国的被限制人员或团体清单中指定的个人或实体，或以其他方式受限制的个人或实体，包括美国海外资产控制办公室维护的制裁或美国商务部维护的被拒绝的个人或实体清单。 |
| Additionally, it’s prohibited to use Stripe’s products and services to directly or indirectly: | 此外，禁止将Stripe的产品和服务直接或间接用于： |
| Prohibited services | 禁止的服务 |
| Export, re-export, sell, or supply accounting services; trust and corporate formation services; management consulting services; architecture services; engineering services; quantum computing services; information technology (IT) consultancy and design services; and IT-support services and cloud-based services for enterprise management software and design and manufacturing software to any person located in Russia. | 出口、再出口、销售或提供会计服务；信托和公司组建服务；管理咨询服务；建筑服务；工程服务；量子计算服务；信息技术咨询和设计服务；以及面向企业管理软件、设计和制造软件的IT支持服务和基于云的服务。 |
| In the European Union and the United Kingdom, it is prohibited to use Stripe’s products and services, directly or indirectly, to provide credit-rating services, market research and public relations services, advertising services, auditing services, or legal advisory services to any person located in Russia. | 在欧盟和英国，禁止直接或间接使用Stripe的产品和服务向俄罗斯的任何人提供信用评级服务、市场调研与公共关系服务、广告服务、审计服务或法律咨询服务。 |
| Prohibited goods | 禁止的商品 |
| Deal in any goods prohibited by law for export to or import from Russia (for example, luxury goods, sensitive goods included in the Common High Priority Items List, enterprise management software and design software). | 经营法律禁止向俄罗斯出口或从俄罗斯进口的任何商品（例如奢侈品、普通高优先级物品清单中包含的敏感物品、企业管理软件和设计软件）。 |
| Prohibited Businesses | 禁止的业务 |
| You must not use Stripe’s services for any illegal activities or for the businesses or product types listed below. | 您不得将Stripe的服务用于任何非法活动或下列业务或产品类型。 |
| The types of businesses listed here are representative of prohibited categories, but this is not an exhaustive list. | 此处所列业务类型是禁止的部分类别，并未详尽列出。 |
| Any illegal products and services | 任何非法产品和服务 |
| Illegal drugs, substances designed to mimic illegal drugs, including kava | 非法药物，旨在模仿非法药物的物质（包括卡瓦） |
| Equipment and items intended to be used for making or using drugs | 拟用于制造或使用药物的设备和物品 |
| Fake references or ID-providing services | 虚假证明或提供身份证明的服务 |
| Telecommunications manipulation equipment, including jamming devices | 包括干扰设备在内的电信操作设备 |
| Businesses that engage in, encourage, promote, or celebrate unlawful violence or physical harm to persons or property | 从事、鼓励、促进或颂扬对人身或财产的非法暴力或身体伤害的业务 |
| Businesses that engage in, encourage, promote, or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic | 基于种族、宗教、残疾、性别、性取向、国籍或任何其他不可改变的特征，参与、鼓励、促进或颂扬针对任何群体的非法暴力的业务 |
| Any other products or services that are in violation of law in the jurisdictions where your business is located or to which your business is targeted | 任何其他违反您的企业所在司法管辖区或您的企业所针对的司法管辖区的法律的产品或服务 |
| Adult content and services (see the FAQs for additional details) | 成人内容和服务（更多详情参阅常见问题解答）。 |
| Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features | 成人服务，包括卖淫、陪同、按次付费、性按摩、恋物癖服务、邮购新娘和成人实时聊天功能 |
| Adult video stores | 成人音像店 |
| Gentleman’s clubs, topless bars, and strip clubs | 绅士俱乐部、无上装酒吧和脱衣舞俱乐部 |
| Pornography and other mature audience content (including literature, imagery, and other media) designed for the purpose of sexual gratification | 用于获得性满足的色情内容及其他成人受众内容（包括文字作品、图像及其他媒体形式） |
| Any artificial-intelligence generated content that meets the above criteria | 任何符合上述标准的人工智能生成的内容 |
| Debt relief companies | 债务减免公司 |
| Debt settlement, debt negotiation, and debt consolidation | 债务结算、债务谈判和债务整合 |
| The following financial products and services | 以下金融产品和服务 |
| ATMs | 自动取款机 |
| Check cashing | 支票兑现 |
| Debt collection agencies | 债务催收机构 |
| Funded prop trading | 融资自营交易 |
| Money orders and traveler’s checks | 汇票和旅行支票 |
| Payable-through accounts | 通汇账户 |
| Peer-to-peer money transmission | 点对点货币传输 |
| Selling bearer shares | 出售无记名股票 |
| Shell banks | 空壳银行 |
| Gambling | 博彩 |
| Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize | 机会博弈，包括赌博、网络赌博、赌场游戏、抽奖和竞赛，以及带有金钱或物质奖励的幻想体育联盟 |
| Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize | 技能游戏，包括视频游戏和手机游戏比赛或竞赛、飞镖、纸牌游戏和具有金钱或物质奖励的棋盘游戏 |
| Payments of an entry or player fee that promise the entrant or player will win a prize of value | 承诺参赛者或玩家将赢得价值奖励的报名费或玩家费 |
| Sports forecasting or odds-making with a monetary or material prize | 有金钱或物质奖励的体育预测或赔率制定 |
| Lotteries | 彩票 |
| Bidding fee auctions | 拍卖费用竞标 |
| Government services | 政府服务 |
| Offering products and services by or on behalf of embassies and consulates | 由大使馆和领事馆，或代表大使馆和领事馆提供产品和服务 |
| Offering government services without authorization or value-add | 未经授权或增值而提供政府服务 |
| Offering government services with misleading claims | 以误导性声明提供政府服务 |
| Disbursement of government economic support, such as grants | 政府经济支持的支出，如拨款 |
| Identity services | 身份服务 |
| Identity theft protection services including monitoring and recovery | 身份盗窃保护服务，包括监控和恢复 |
| Products and services that infringe on intellectual property rights | 侵犯知识产权的产品和服务 |
| Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization | 未经适当授权销售或分发音乐、电影、软件或任何其他许可材料 |
| Counterfeit goods | 假冒商品 |
| Illegally imported or exported products | 非法进口或出口的产品 |
| Unauthorized sale of brand-name or designer products or services | 未经授权销售品牌或设计师的产品或服务 |
| Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary, or privacy rights of any third party | 直接侵犯或助长侵犯任何第三方的商标、专利、版权、商业秘密、所有权或隐私权的任何其他产品或服务 |
| The following legal services | 以下法律服务 |
| Bankruptcy attorneys | 破产律师 |
| Bail bonds | 保释金担保物 |
| Law firms collecting funds for purposes other than legal service fee payment | 律师事务所收取法律服务费以外的资金 |
| Lending and credit | 贷款和信用 |
| Loan repayments with credit cards | 用信用卡偿还贷款 |
| Credit monitoring, credit repair, and counseling services | 信用监控、信用修复和咨询服务 |
| Marijuana (see the FAQs for additional details) | 大麻（更多详情参阅常见问题解答）。 |
| Cannabis products | 大麻产品 |
| Cannabis dispensaries and related businesses | 大麻零售店和相关业务 |
| CBD products with THC levels greater than the applicable local jurisdiction’s legal limit, including CBD edibles | 四氢大麻酚含量高于适用的当地管辖法律限制的大麻二酚(CBD)产品，包括CBD食品 |
| Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana | 销售用于种植大麻的水培设备和其他种植或生产设备 |
| Courses and information on cultivating marijuana | 有关种植大麻的课程和信息 |
| Nutraceuticals and pseudo-pharmaceuticals | 保健品和假药 |
| Pseudo-pharmaceuticals or nutraceuticals that are not safe or make harmful claims | 不安全或声称有害的伪药品或保健品 |
| Nonfiat currency | 非法定货币 |
| Cryptocurrency mining and staking | 加密货币挖矿和质押 |
| Initial coin offerings (ICOs) | 首次代币发行(ICO) |
| Secondary NFT sales | 二级NFT销售 |
| Travel | 旅游 |
| Commercial airlines and cruises | 商业航空公司和游轮 |
| Charter and private airlines | 包机和私人航空公司 |
| Timeshare services | 分时度假服务 |
| Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulations, or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau, or other local consumer regulatory bodies) | 不公平、欺骗性或滥用行为或做法（违反联邦贸易委员会、消费者金融保护局或其他地方消费者监管机构规定的规则、法律、法规或指导的行为或做法）。 |
| Pyramid schemes | 金字塔骗局 |
| Multilevel marketing services offering commission or recruitment-based sales | 提供佣金或招聘销售的多层次营销服务 |
| “Get rich quick” schemes, including investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up-front work; and sites that promise fast and easy money | “快速致富”计划，包括：承诺高额回报的投资机会或其他服务，误导消费者；声称为很少的努力或前期工作提供高回报的计划；以及承诺快速轻松赚钱的网站 |
| Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials (with or without a written contract) | 提出离谱索赔、使用欺骗性推荐、使用高压倒卖或使用虚假推荐（无论是否有书面合同）的企业 |
| Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services | 企业以不切实际的奖励或回报作为购买产品或服务的诱因 |
| No-value-added services, including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value | 无增值服务，包括对买方无附加利益的服务销售或转售，以及未经授权或无附加值的政府产品转售 |
| Sales of online traffic or engagement | 线上流量或参与度的销售 |
| Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing | 负期权营销、负期权会员俱乐部以及定价不明确或隐藏的降价试验 |
| Telemarketing | 电话销售 |
| Predatory mortgage consulting | 掠夺性抵押贷款咨询 |
| Predatory investment opportunities with no or low money down | 无首付或首付很低的掠夺性投资机会 |
| Suspicious remote technical support | 可疑的远程技术支持 |
| Door-to-door sales | 上门推销 |
| Document falsification services | 文件伪造服务 |
| Any other businesses that Stripe considers unfair, deceptive, or predatory towards consumers | Stripe认为对消费者不公平、具有欺骗性或掠夺性的任何其他业务 |
| Weapons, firearms, explosives, and dangerous materials | 武器、火器、爆炸物和危险材料 |
| Guns, gunpowders, ammunitions, fireworks, and other explosives | 枪支、火药、弹药、烟火和其他爆炸物 |
| Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons | 诸如撞针、弹匣、弹夹和枪械改装套件等武器部件以及任何3D打印武器 |
| Improperly marked replicas of modern firearms, including toys | 标记不当的现代火器复制品，包括玩具 |
| Pepper spray and stun guns | 胡椒喷雾和电击枪 |
| Swords and katanas, unless they are meant as replicas or for the practice of martial arts | 剑和武士刀，除非其是仿制品或用于武术练习 |
| Machetes | 弯刀 |
| Disguised knives and knives with opening mechanisms designed for quick deployment of a blade | 伪装刀具和带有快速展开刀刃机制设计的刀具 |
| Pesticides requiring application by a certified professional | 需要由经认证的专业人员施用的杀虫剂 |
| Research chemicals | 研究化学品 |
| Toxic, flammable, combustible, or radioactive materials | 有毒、易燃、可燃或放射性材料 |
| Unmailable goods, per the United States Postal Service | 美国邮政服务(United States Postal Service)规定的不可邮寄物品 |
| Restricted Businesses | 受限业务 |
| Businesses in these categories require additional due diligence by Stripe in order to confirm our ability to support them. | 这些类别的业务需要Stripe进行额外的尽职调查，以确认我们能够给予支持。 |
| When you create your Stripe account, you will be asked to provide additional information (such as proof of relevant licenses or more details about your business model) to confirm your eligibility to use Stripe. | 当您创建Stripe账户时，将要求您提供额外信息（如相关许可证证明或有关您业务模式的更多详细信息）以确认您的使用资格。 |
| Due to card network rules, requirements of financial partners, and our own compliance and legal obligations, if your business falls into one of the categories below, Stripe might not be able to grant approval for your business to use our products. | 由于卡组织规则、金融合作伙伴的要求以及我们自己的合规性和法律义务，如果您的业务属于以下类别之一，Stripe可能无法批准您使用我们的产品。 |
| If we do provide approval, note that the approval is specific to each service offer, and it may be modified or revoked by Stripe at any time per the terms of the Stripe Services Agreement. | 如果我们确实给予了批准，请注意这种批准专门针对的是某项服务，并且Stripe可以根据Stripe服务协议的条款随时予以修改或撤销。 |
| Read more about restricted businesses in our FAQs | 有关受限企业的更多信息，请参阅常见问题 |
| The types of businesses listed below are representative of our restricted businesses but not exhaustive. | 下方所列业务类型是我们限制的业务中有代表性的一部分，但并不详尽。 |
| Content creation platforms (see the FAQs for additional details) | 内容创作平台（更多详情，请参阅常见问题）。 |
| Platforms that host or distribute third-party content and enable content creators to: | 托管或传播第三方内容的平台，使内容创作者能够： |
| Receive content-related tips and other payments in exchange for their content | 接收与内容相关的打赏和其他内容付费 |
| Sell exclusive content or digital goods | 销售独家内容或数字商品 |
| Note: Individual content creators on approved platforms (for example, connected accounts of an approved Stripe Connect user) and those directly distributing their own content (for example, on their own website) do not require preapproval. | 注意：获准平台上的个人内容创作者（例如获准Stripe Connect用户的Connect子账户）和直接发布自己内容的人（例如在自己的网站上）不需要得到预先批准。 |
| However, all content creators must comply with the Stripe Services Agreement and this Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content and personal or peer-to-peer money transmission) and are subject to monitoring by Stripe to ensure compliance. | 但是，所有内容创作者都必须遵守Stripe服务协议和此禁止与受限业务列表（例如，禁止销售成人内容以及个人或点对点资金传输），并接受Stripe的监管以确保合规。 |
| Crowdfunding and fundraising (see the FAQs for additional details) | 众筹和筹款（更多详情请参见常见问题） |
| Fundraising conducted by nonprofits, charities, political organizations, and businesses offering a reward in return for donation | 由非营利组织、慈善机构、政治组织和企业为捐赠提供回报而进行的筹款 |
| Crowdfunding platforms (Limited availability: Please contact our sales team if you would like to work with Stripe.) | 众筹平台（限制性使用：若希望与Stripe合作，请联系我们的销售团队）。 |
| Equity crowdfunding (Limited availability: Please contact our sales team if you would like to work with Stripe. | 股权众筹（限制性使用：若希望与Stripe合作，请联系我们的销售团队。 |
| Note: Supported in Australia, Germany, France, Singapore, the United Kingdom, and the United States. | 注：支持澳大利亚、德国、法国、新加坡、英国和美国。 |
| Prohibited in all other countries.) | 禁止在其他所有国家/地区使用。） |
| Charity sweepstakes and raffles for the explicit purpose of fundraising (Note: Supported in Australia, Brazil, Canada, Hong Kong, Ireland, Mexico, the United Kingdom, and the United States. | 以筹款为明确目的的慈善抽奖活动（注：支持澳大利亚、巴西、加拿大、香港、爱尔兰、墨西哥、英国和美国。 |
| Prohibited in all other countries.) | 禁止在其他所有国家/地区使用。） |
| Organizations fundraising for a charitable purpose (Note: Supported in Australia, Canada, the United Kingdom, and the United States. | 为慈善目的筹款的组织（注：支持澳大利亚、加拿大、英国和美国。 |
| Prohibited in all other countries.) | 禁止在其他所有国家/地区使用。） |
| Dating | 约会 |
| Online dating and matchmaking services (Limited availability: Please contact our sales team if you would like to work with Stripe. | 在线约会和婚介服务（数量有限：如果您希望与Stripe Works合作，请联系我们的销售团队。 |
| Note: Specific prohibitions apply in India, United Arab Emirates, and Thailand; see Jurisdiction-specific prohibited businesses for more information.) | 注：印度、阿拉伯联合酋长国和泰国有特定的禁止规定；更多信息请参阅辖区内特定的禁止企业）。 |
| Cyberlockers | 网络贮存平台 |
| Cyberlocker and file-sharing services | 网络贮存平台和文件共享服务 |
| Regulated industries | 受管制行业 |
| Cannabidiol (CBD) (see the FAQs for additional details) | 大麻二酚（CBD）（更多详情，请参阅常见问题） |
| CBD products containing only negligible amounts of THC, per local limits | 根据当地限制，仅含微量THC的CBD产品 |
| Cryptocurrency (Limited availability: Please contact our sales team if you would like to work with Stripe.) | 加密货币（限制性使用：若希望与Stripe合作，请联系我们的销售团队） |
| Cryptocurrency (for example, Bitcoin, Ripple, Ethereum, Dogecoin, Cardano, etc.) exchanges and wallets. | 加密货币（例如比特币、Ripple、以太坊、Dogecoin、Cardano等）交易所和钱包。 |
| For crypto and NFT support and availability by region, please see crypto supportability. | 有关加密货币和NFT的支持以及各地区的可用性，请参阅加密货币可支持性。 |
| Financial products and services (Limited availability: Please contact our sales team if you would like to work with Stripe.) | 金融产品和服务（限制性使用：若希望与Stripe合作，请联系我们的销售团队）。 |
| Investment and brokerage services, including real estate–based investments | 投资和经纪服务，包括房地产投资 |
| Lending services, including real estate loans | 贷款服务，包括房地产贷款 |
| Bank account funding | 银行账户资金 |
| Buy now, pay later services | 先买后付服务 |
| Money transmitters, remittances, currency exchange services, and other money service businesses | 货币汇兑、汇款、货币兑换服务及其他货币服务业务 |
| Escrow services | 托管服务 |
| Neobanks or challenger banks | 新型银行或挑战者银行 |
| Other financial services | 其他金融服务 |
| Pharmaceuticals, medical devices, and telemedicine (see the FAQs for additional details) | 制药、医疗设备和远程医疗（更多详情请参见常见问题） |
| Online pharmacies, including SaaS platforms | 网上药店，包括SaaS平台 |
| Card-not-present prescription-only products and pharmaceuticals | 处方产品和药品的无卡交易 |
| Prescription-only and regulated medical devices | 仅凭处方和受管制的医疗器械 |
| Prescription delivery services | 处方递送服务 |
| Telemedicine and telehealth services | 远程医疗和远程健康服务 |
| Tobacco | 烟草 |
| Tobacco products including e-cigarettes, cigars, and e-liquid | 烟草产品，包括电子烟、雪茄和电子烟油 |
| Herbal cigarettes | 草药香烟 |
| Production equipment specifically marketed for the production of tobacco products | 专门为生产烟草产品而销售的生产设备 |
| Nonfiat currency and stored value | 非法定货币与储值 |
| First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS platforms | 第一方非同质化代币(NFT)的铸造和销售，包括交易市场和SaaS平台 |
| High-value precious metals and stones | 高价值贵金属和宝石 |
| Sale of stored value or credits maintained, accepted, and issued by anyone other than the seller. | 由卖方以外的任何人维护、接受和发行的储值或信用的销售。 |
| Seller-maintained stored value or credits may be subject to limits. | 卖家维护的储值或信用可能会受到限制。 |
| Sale of in-game currency or game items, unless the business is the operator of the virtual world | 出售游戏币或游戏商品，除非该企业是虚拟世界运营商 |
| Preloaded payment cards, gift cards, virtual credits, or other products and services in which a monetary value is stored within the item (digital or physical) | 预充值卡、礼品卡、虚拟积分或其他产品和服务，其中货币值存储在物品中（数字或实体） |
| Third-party agents | 第三方代理 |
| Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers) | 支付便利化和整合（包括代表一个或多个第三方卖家收取您未提供的商品或服务的结算款项） |
| Businesses that might pose elevated financial risk | 可能带来高财务风险的业务 |
| Travel | 旅游 |
| Travel reservation services and clubs | 旅行预订服务和俱乐部 |
| In-flight purchases | 机上购物 |
| To learn more about Stripe’s approach to prohibited businesses and why some businesses aren’t allowed to use Stripe’s services, you can read our support page about business limitations. | 要进一步了解Stripe对受限业务的处理方式以及为什么有些企业不允许使用Stripe服务，您可以阅读我们关于业务限制的支持页面。 |
| Jurisdiction-specific prohibited businesses | 特定管辖区禁止的业务 |
| Brazil | 巴西 |
| Genital and nipple jewelry | 生殖器和乳头饰品 |
| Genital prosthetics | 生殖器修复术 |
| Sex accessories and lifelike sex toys | 情趣用品和仿真性玩具 |
| Canada | 加拿大 |
| Alcohol (Restricted) | 酒精制品（限制） |
| Mortgage consulting | 抵押咨询 |
| India | 印度 |
| Airbags | 安全气袋 |
| Alcohol | 含酒精饮品 |
| Captive insurance companies | 专属保险公司 |
| Cash couriers | 现金快递员 |
| Charities | 慈善团体 |
| Chit funds | Chit基金 |
| Crossborder jewelry sales | 跨境珠宝销售 |
| Currency exchange | 货币兑换 |
| Currency transportation | 货币运输 |
| Dating and matchmaking services | 约会和婚介服务 |
| Gambling equipment | 赌博设备 |
| Genital prosthetics | 生殖器修复术 |
| Junket operators | 赌场接待运营商 |
| Lobby groups and political organizations | 游说团体和政治组织 |
| Mining and oil drilling and refining | 采矿、石油钻探和提炼 |
| Non-profit organizations (NPO) | 非营利组织(NPO) |
| Personal investment vehicles/companies | 个人投资工具/公司 |
| Religious organizations | 宗教机构 |
| Sex accessories and sex toys | 情趣用品和性玩具 |
| Trust service providers | 信托服务提供商 |
| Unlicensed financial institutions | 无照金融机构 |
| Indonesia | 印度尼西亚 |
| (Prohibited = P, Restricted = R) | （禁止=P，限制=R） |
| Alcohol R | 酒精制品R |
| Insurance R | 保险R |
| Live chat / streaming R | 即时聊天/流媒体R |
| Live stock R | 活牲畜R |
| Packaged food and cosmetics R | 包装食品和化妆品R |
| Pilgrimage / Umrah tour packages R | 朝圣/乌姆拉旅游套餐R |
| Precious metals and jewelry R | 贵金属和珠宝R |
| Products requiring national-standard certification R | 需要国家标准认证的产品R |
| Japan | 日本 |
| Advisory services related to drop shipping and the resale of goods | 与直运和货物转售相关的咨询服务 |
| Animals | 动物 |
| C2C services outside of Stripe Connect | Stripe Connect之外的C2C服务 |
| Consultation and advisory or prediction services relating to online gaming or gambling | 与在线游戏或赌博相关的咨询和顾问或预测服务 |
| Consultation or advisory services providing guidance, information or tools on how to profit through trading or investments in financial products or cryptocurrency or running a resale or dropshipping business | 咨询或顾问服务，就如何通过金融产品或加密货币的交易或投资或经营转售或直运业务获利提供指导、信息或工具 |
| Donations to individuals | 个人捐赠 |
| Fundraising for or financing of businesses that are listed above as prohibited or restricted | 为上述被禁止或限制的商家筹款或融资 |
| Genital and nipple jewelry | 生殖器和乳头饰品 |
| Genital prosthetics | 生殖器修复术 |
| Health instruments | 健康仪器 |
| Industrial waste disposal and garbage disposal devices and water purifiers | 工业废物处理和垃圾处理装置以及净水器 |
| International marriage brokerage businesses | 国际婚介业务 |
| Mortgage consulting | 抵押咨询 |
| Private investigators or protection services | 私人侦探或保护服务 |
| Psychic services and fortune tellers | 灵媒服务和算命师 |
| Sex accessories and lifelike sex toys | 情趣用品和仿真性玩具 |
| Businesses without a “Commercial Disclosure” page on their website as required by the Specified Commercial Transactions Act (SCT)—for more information, see how to create and display a “Commerce Disclosure” | 网站上没有《特定商业交易法》(SCT)要求的“商业披露”页面的商家——更多信息，请参阅如何创建和显示“商业披露” |
| Malaysia | 马来西亚 |
| Genital and nipple jewelry | 生殖器和乳头饰品 |
| Genital prosthetics | 生殖器修复术 |
| Matchmaking | 做媒 |
| Sex accessories or sex toys | 情趣用品或性玩具 |
| Mexico | 墨西哥 |
| Adoption agencies | 收养机构 |
| Cross-border currency exchange services | 跨境货币兑换服务 |
| Debt collection agencies | 债务催收机构 |
| Direct marketing travel | 直销-旅游 |
| Electronic cigarettes for card-not-present transactions | 电子烟的无卡交易 |
| Ephedrine | 麻黄素 |
| Game console modification devices | 游戏控制台修改设备 |
| Genital and nipple jewelry | 生殖器和乳头饰品 |
| Genital prosthetics | 生殖器修复术 |
| HCG weight loss | HCG减肥 |
| Investment services | 投资服务 |
| Lifelike sex toys | 仿真性玩具 |
| Penny auctions | 一分钱拍卖 |
| Private investigators or protection services | 私人侦探或保护服务 |
| Psychic services and fortune tellers | 灵媒服务和算命师 |
| Search engine optimization | 搜索引擎优化 |
| Telemedicine | 远程医疗 |
| Singapore | 新加坡 |
| Genital and nipple jewelry | 生殖器和乳头饰品 |
| Sale of ads for any products or services deemed illegal in Singapore—sales of products that facilitate payments to any of these products or services | 销售在新加坡被视为非法的任何产品或服务的广告—销售有助于向这些产品或服务付款的产品 |
| Sex accessories or sex toys | 情趣用品或性玩具 |
| Thailand | 泰国 |
| (Prohibited = P, Restricted = R) | （禁止=P，限制=R） |
| Alcohol P | 酒精制品P |
| Bodyguard services P | 保镖服务P |
| Charities P | 慈善P |
| Dating services P | 约会服务P |
| Food and cosmetics R | 食品和化妆品R |
| Historical artifacts P | 历史文物P |
| Hotels, tour operators, and transportation services R | 酒店、旅游运营商和运输服务R |
| Insurance R | 保险R |
| New vehicle sales P | 新车销售P |
| Private investigators or detective agencies P | 私家侦探或侦探机构P |
| Psychic services and fortune tellers P | 精神服务和算命师P |
| Timeshares P | 分时度假P |
| Vehicle sales P | 汽车销售P |
| Vitamins P | 维生素P |
| United Arab Emirates | 阿联酋 |
| Gambling equipment | 赌博设备 |
| Genital prosthetics | 生殖器修复术 |
| Historical artifacts, ivory products, prison-made products | 历史文物、象牙制品、监狱生产的产品 |
| Private investigators or detective agencies | 私家侦探或侦探机构 |
| Matchmaking services | 婚介服务 |
| Sex accessories or sex toys | 情趣用品或性玩具 |
| United States | 美国 |
| Extended warranties | 延保 |
| Medical benefit packages not offered by a government or health insurance company | 政府或健康保险公司不提供的医疗福利套餐 |
| Mortgage consulting | 抵押咨询 |
| Shipping brokers and freight forwarders, without prior authorization from Stripe | 未经Stripe事先授权的船舶经纪人和货运代理 |
| Prohibited Uses of Stripe Products | 禁止使用Stripe的产品 |
| Use of Stripe products with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of the business, and any other information requested by Stripe | 以虚假、被操纵、不准确或误导性的信息使用Stripe产品，这些信息涉及您的身份、企业实体、业务性质以及Stripe要求的任何其他信息 |
| If there are any changes to your personal and business information, you must notify Stripe immediately | 如果您的个人和业务信息有任何变更，必须立即通知Stripe |
| Use of Stripe products to facilitate transactions on behalf of another undisclosed merchant or for products or services that weren’t disclosed in the business’s Stripe account application | 使用Stripe产品代另一个未披露的商家进行交易，或者为商家的Stripe账户申请中未披露的产品或服务进行交易 |
| Use of Stripe principally as a virtual terminal (for example, submitting card transactions by manually inputting card information) | 主要将Stripe用作虚拟终端（例如，通过手动输入银行卡信息提交银行卡交易） |
| Processing where there is no bona fide good or service sold, or donation accepted; card testing | 不出售真正的商品或服务或接受捐赠的付款处理；银行卡测试 |
| Evasion of card network chargeback monitoring programs | 规避卡组织撤单监控计划 |
| Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Stripe entity, unless permitted under the card network rules | 在商户的经营地址处于收单机构的管辖范围之外时跨境收单，除非卡组织规则允许 |
| Sharing cardholder information with another business for payment of cross-sell of products or services | 为支付或交叉销售产品或服务而与其他商家分享持卡人的信息 |
| Use of Stripe intellectual property without prior written consent from Stripe; use of the Stripe name or logo including use of Stripe trade or service marks inconsistent with the Stripe Marks Usage Terms, or in a manner that otherwise harms Stripe or the Stripe brand; any action that implies an untrue endorsement by, or affiliation, with Stripe | 在未经Stripe事先书面许可的情况下使用Stripe的知识产权；使用Stripe的名称或徽标，包括使用与Stripe标记使用条款不一致的Stripe商标或服务标志，或以其他方式损害Stripe或Stripe品牌；任何暗示Stripe不真实的认可或从属关系的行为 |
| Prohibitions for Stripe Issuing products | 禁止使用Stripe Issuing产品 |
| You must not use Stripe Issuing for the following activities. | 您不得将Stripe Issuing用于以下活动。 |
| Consumer use | 消费者用途 |
| Consumer use of Stripe Issuing is when an Issuing card is created to fully or partially enable payments for personal, family, or household use, including: | 消费者使用Stripe Issuing是指创建Issuing卡，以完全或部分实现个人、家人或家庭使用的支出，包括： |
| Providing a payment method loaded with or that accesses consumer funds | 提供充值或可获得消费资金的支付方式 |
| Cards that disburse payroll or payouts | 用于支付工资或打款的卡 |
| Any other uses that directly or indirectly enable payments using the consumer’s funds | 使用消费资金直接或间接实现付款的任何其他用途 |
| International use | 国际用途 |
| When you sign up for Stripe Issuing, you share with Stripe the location of your business, the physical address of your beneficial owners, and the jurisdiction in which your business is registered. | 当您注册Stripe Issuing时，您将与Stripe分享您的业务位置、受益所有人的实际地址以及您注册业务的司法辖区。 |
| Stripe requires that the physical location of your business, its jurisdiction of registration, and the physical address of at least one of your beneficial owners all match. | Stripe要求您的实际业务位置、注册管辖地以及至少一名受益所有者的实际地址都匹配。 |
| Furthermore, you must use Issuing cards primarily in the same jurisdiction. | 此外，您必须主要在某一个特定管辖区使用Issuing卡。 |
| Lending use | 贷款用途 |
| You can’t use Stripe Issuing as a method to extend credit to your customers using your own funds, unless you have the appropriate licensing to do so and you have received express consent from Stripe to use Issuing for that purpose. | 您不能利用Stripe Issuing以您自己的资金向客户提供信贷服务，除非您获得适当的许可，并且已经收到Stripe为此目的使用Issuing的明确许可。 |
| Other abusive use | 其他滥用 |
| Any other abusive use of Stripe Issuing, including: | 任何其他滥用Stripe Issuing的行为，包括： |
| Using Issuing cards to abuse free-trial products at scale | 利用Issuing卡大规模滥用免费试用产品 |
| Using Issuing cards to buy in-demand items or services with the sole intent to sell them for profit (for example, retail scalping) | 使用Issuing卡购买受欢迎的商品或服务，而唯一目的是出售以获取利润（例如，零售倒卖）。 |
| Using Issuing cards for any other illegitimate purposes | 将Issuing卡用于其他不正当目的 |
| Noncompliance | 违规 |
| As a user of Stripe Issuing, you must comply with our US compliance guidelines (or see the EU- and UK-specific guidelines), and our compliance teams might ask you to update your marketing materials or aspects of your user experience. | 作为Stripe Issuing的用户，您必须遵守我们的美国合规指南（或参见欧盟和英国的具体指南），我们的合规团队可能会要求您更新您的营销材料或您的用户体验的某些方面。 |
| This helps to make sure that both you and Stripe continue to comply with federal, state, or any equivalent local or country-specific laws and regulations that govern the use of these financial products. | 这有助于确保您和Stripe继续遵守管辖这些金融产品的使用的联邦、州或任何等效的当地或国家的特定法律和法规。 |
| Failure to comply within the requested time frames might result in the closure of your Stripe account. | 不能在要求的时间做到合规可能会导致您的Stripe账户被封停。 |
| Inactivity | 不活动 |
| If there is inactivity on all cards associated with an account for a period of 12 consecutive months, Stripe automatically closes your Issuing account. | 如果与某个账户关联的所有卡连续12个月不活动，Stripe会自动关闭您的Issuing账户。 |
| Integration type | 集成类型 |
| If you plan to enable your customers to use Stripe Issuing for purposes of creating cards for your customers’ employees or contractors, you must implement Stripe Issuing on Connect (for example, if you’re a platform that wants to enable your customers to create cards for their employees to use for business travel or marketing expenses, you must create a Connect account for each of your customers). | 如果您计划让您的客户能够使用Stripe Issuing来为客户的员工或承包商创建卡，那么您必须在Connect上实施Stripe Issuing（例如，如果您是一家平台，希望让您的客户能够为其员工创建卡以支付商旅或营销费用，那么您必须为您的每个客户创建一个Connect账户）。 |
| Please consult Stripe if you have any questions regarding the correct integration type for your business. | 如果您对适合您业务的集成类型有任何疑问，请咨询Stripe。 |
| Stripe Capital restricted business types | Stripe Capital受限业务类型 |
| Stripe Capital is currently not available to businesses that are not for-profit or operate in certain restricted industries, such as speculation-based industries, gambling, or religious institutions. | Stripe Capital目前不适用于非营利性企业，或某些受限行业（如投机性行业、赌博或宗教机构）运营的企业。 |
| Additional restrictions might apply to government and utility businesses. | 政府和公用事业企业可能面临其他限制。 |